How Chapter 13 Bankruptcy Can Help Relieve Your Debt
If you have more debt than you can handle, a significant amount of assets and a significant income, then Chapter 13 bankruptcy may be the legal remedy you need.
You don't have to tolerate harassing calls from creditors, and you don't have to live with the stress of an insurmountable debt. You can take action today. Schedule a free initial consultation at the law firm of Sheryl A. Shoebottom, PLLC. Call 888-343-9145 or contact the firm online.
Sheryl A. Shoebottom, PLLC, provides experienced, affordable bankruptcy representation for clients in Southfield, Michigan, and surrounding areas. The firm is available on evenings and weekends so that your legal needs don't have to conflict with your work schedule.
How a Chapter 13 "Debt Reorganization" Bankruptcy Works
With Chapter 13 Bankruptcy, you can take all of your unsecured debts and combine them into a manageable monthly payment. In calculating your monthly payment, your expenses and your income will all be taken into consideration. After you make that monthly payment for three to five years, any remaining debt will be forgiven.
You Can Use Chapter 13 Bankruptcy to Stop Foreclosure and More ...
When you file for bankruptcy, the courts will immediately issue what is called an "automatic stay." The automatic stay is a court mandate that orders your creditors to immediately stop any attempts to collect the debt you owe them. It can put a halt to:
- Foreclosure
- Repossession
- Many forms of garnishment
- All forms of creditor harassment
Experienced lawyer Sheryl Shoebottom can provide guidance, representation and efficient service to make sure your bankruptcy proceeds smoothly and successfully. Attorney Sheryl A. Shoebottom has practiced law since 1995 and has focused exclusively on bankruptcy since 2002.
To schedule a free initial consultation, call Sheryl A. Shoebottom, PLLC, today at 888-343-9145 or contact the firm online.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
