Relief From Credit Card Debt Through Bankruptcy
Credit card debt can quickly spiral out of control. Even a minor purchase — if left unpaid — can accrue interest rapidly and turn into an unmanageable expense.
Why pay high interest rates when you know you're unable to keep up? You can try to negotiate with the credit card company, but they are rarely willing to make any amendments to their terms. Often, filing for bankruptcy is the best and only debt relief option for credit card debts.
The law firm of Sheryl A. Shoebottom, PLLC, in Southfield, Michigan, provides experienced, affordable and efficient representation to help clients achieve debt relief through bankruptcy. To schedule a free initial consultation with attorney Sheryl A. Shoebottom, call 888-343-9145 or contact the firm online today.
Important Tips for Discharging Credit Card Debt ...
A lawyer can help you get debt relief from credit card debt, but there are some common pitfalls you should avoid. Keep these tips in mind:
- Don't use the credit card within 60 to 90 days of filing for bankruptcy.
- Don't take cash advances from the card within 60 to 90 days of filing for bankruptcy.
- Don't believe the credit card company if they threaten you with repossession or jail — that behavior may constitute illegal creditor harassment.
While you cannot go to jail for failing to pay a credit card bill, you may be threatened with other actions like garnishment. You should contact an attorney to learn more about your options for debt relief.
To discuss relief from and settlement of your debts with Sheryl A. Shoebottom, schedule a free initial consultation by calling 888-343-9145 or by contacting her law firm online today.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
