A Southfield, Michigan, Lawyer Handling Debt Problems
Having your wages or bank account garnished can make you feel powerless to stop your creditors. But you are not powerless. You don't need to live with an unmanageable burden of debt. An attorney can help you take action.
Both Chapter 7 and Chapter 13 bankruptcy can stop wage garnishment. Bankruptcy can provide permanent, lasting debt relief to help you avoid wage garnishment, creditor harassment and the stress that comes with trying to pay off too much debt.
The law firm of Sheryl A. Shoebottom, PLLC, provides experienced and affordable bankruptcy and debt relief services to clients in Southfield, Michigan, and surrounding areas. To schedule a free initial consultation, call 888-343-9145 or contact the firm online. Evening and weekend appointments are available.
Stopping Garnishment With Chapter 7 Bankruptcy
With a Chapter 7 bankruptcy, your debts can simply be discharged. After that point, your creditors can no longer pursue garnishment, because you will no longer owe them money. In fact, the moment you file for bankruptcy, the court will issue an "automatic stay," a mandate that orders your creditors to stop all collections activities immediately — including garnishment.
In addition, you may be able to recover money that your creditors have already garnished. Talk with experienced lawyer Sheryl A. Shoebottom to learn more.
Stopping Garnishment With Chapter 13 Bankruptcy
Like with Chapter 7 bankruptcy, filing for Chapter 13 bankruptcy will also cause the court to issue an automatic stay that forces your creditors to stop garnishment. However, with Chapter 13 bankruptcy you will eventually pay back part or all of the debt you owe your creditors.
Alternatives to Filing for Bankruptcy
In addition to filing for bankruptcy, you can also file a Motion for Installment Payments with the district court. A judge will look at your case and try to come up with a fair compromise between you and your creditors.
To schedule a free initial consultation, call Sheryl A. Shoebottom, PLLC, today at 888-343-9145 or contact the firm online.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
