You Do Not Have to Tolerate Creditor Harassment
Creditors have the right to encourage debtors to pay them back. They even have the right to file lawsuits and have the court issues judgments against creditors. Sometimes they have the right to issue orders for repossession, foreclosure or garnishment. But they do not have the right to harass their debtors.
If you have experienced creditor harassment, you don't have to take it lying down. Just because you owe someone money, it doesn't give them the right to treat you poorly. By filing for bankruptcy, you can force your creditors to leave you alone and have your debts permanently discharged. Experienced lawyer Sheryl A. Shoebottom can help.
The law firm of Sheryl A. Shoebottom, PLLC, in Southfield, Michigan, provides experienced, affordable and efficient services to help clients file for bankruptcy or find an alternative method of debt relief and put an end to creditor harassment once and for all. To schedule a free initial consultation, call the firm today at 888-343-9145 or contact attorney Shoebottom online any time.
What Constitutes Creditor Harassment?
Your creditors can't try to intimidate you into paying your bills. They cannot insult you personally in their attempts at debt collection. They cannot threaten you, and they cannot lie to you. You cannot go to jail for failing to pay a bill — if your creditors threaten you with jail, that's creditor harassment. Speak with a lawyer to learn about your rights.
Bankruptcy and the "Automatic Stay"
The moment you file for bankruptcy, the court issues an order called an "automatic stay." This instructs your creditors to immediately cease any ongoing attempts they have made to collect your debt to them. This means they can no longer call your home or come knocking at your door. They can't even send you bills in the mail.
If they are garnishing your wages, they will have to stop. If they plan to repossess your car or repossess your home, those plans must be put on hold.
To learn more about creditor harassment and bankruptcy, you can schedule a free consultation with attorney Sheryl A. Shoebottom today. Call 888-343-9145 or contact her law offices online.
"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
